Zero Solar Investment Plans for Homes & Businesses in India
Synergy Solar know that many families, businesses, and farmers hesitate to adopt solar because of the large upfront cost. That’s why we’ve introduced the Zero Solar Investment model – a customer-friendly way to install solar panels without paying the entire cost at once.
Through government subsidies, easy loan approvals, and EMI repayment plans, you can go solar today and pay gradually, without disturbing your financial flow.
Zero Solar Investment
At Synergy Solar, we know that many families, businesses, and farmers hesitate to adopt solar because of the large upfront cost. That’s why we’ve introduced the Zero Solar Investment model – a customer-friendly way to install solar panels without paying the entire cost at once.
Through government subsidies, easy loan approvals, and EMI repayment plans, you can go solar today and pay gradually, without disturbing your financial flow.
What Does Zero Solar Investment Mean?
Zero Solar Investment doesn’t mean solar is completely free. It means:
You don’t need to pay the total cost in one single payment.
A large portion of your cost is reduced instantly by government subsidy.
The balance can be paid through loan + EMI options that fit your budget.
Your electricity savings help cover these EMIs, so you don’t feel extra burden.
This makes solar energy accessible to everyone — households, industries, schools, and farmers.
Example Calculation: 3 kW Rooftop Solar
- System Size: 3 kW
- Total Cost: ₹2.20 Lakh
- Government Subsidy: ₹78,000
- Net Cost After Subsidy: ₹1.42 Lakh
Instead of paying ₹1.42 Lakh upfront:
- You pay only ₹44,000 upfront (approx.).
- The rest is financed through a loan.
- With EMIs spread over 3–5 years, your monthly repayment is equal to or lower than your current electricity bill.
- Effectively, you are paying for solar out of your electricity savings.
Benefits of Zero Solar Investment
Low Initial Payment
No need to arrange large capital.
Government Subsidy Support
Up to 30–40% cost reduction.
Loan + EMI Facility
Easy repayment without financial stress.
Bill Savings = EMI
You save while you repay.
Long-Term Value
Once loan is cleared, your electricity is almost free for 20+ years.
How to Get a Loan for Your Solar System
We make the loan process simple and hassle-free for our customers:
Initial Consultation
Loan Application Support
Document Preparation
Loan Approval
Installation & EMI Start
Why This Model Works
Once your loan is cleared, your electricity is almost free for decades.
1
Solar savings cover your EMI — so you don’t spend extra compared to your current bills.
2
With Zero Solar Investment, subsidy reduces cost and loan spreads repayment.
3
Without subsidy + loan, you pay everything at once.
4
Why Choose Synergy Solar?
Experience in EPC Projects
Successfully completed residential, commercial, and agricultural solar systems.
Authorised Subsidy Assistance
We help you claim central and state subsidies.
Trusted Loan Partners
Tie-ups with banks and NBFCs for quick approvals.
Full-Service Support
From consultation to installation and maintenance, we handle everything.
Frequently Asked Questions
Is Zero Solar Investment really free?
No. Zero Solar Investment doesn’t mean solar is free. It means you don’t have to pay the entire project cost upfront. With subsidy, loan, and EMI support, you can install solar with a small initial payment and repay gradually.
Can EMI payments be adjusted to my savings on electricity bills?
Yes. EMIs are structured so that your monthly repayment is equal to or less than your electricity savings. This ensures you don’t spend extra money beyond what you already pay to your electricity board.
How do I apply for a solar loan?
We help you connect with partnered banks and NBFCs that provide solar financing. You need to submit KYC documents such as ID proof, address proof, electricity bill, and income proof. The loan is usually approved within 7–10 working days.
What is the payback period for a Zero Investment solar system?
With subsidies and EMI, the payback period usually ranges from 3 to 5 years. After your loan is cleared, you enjoy free electricity for the rest of the solar system’s life (20+ years).
How much subsidy can I get on a rooftop solar system in India?
For residential users, subsidies under the National Rooftop Solar Scheme can cover up to 30–40% of the system cost, depending on capacity and state policies. For example, a 3 kW system may get a subsidy of ₹78,000 or more.
Why choose Synergy Solar for Zero Investment Solar?
Because we provide end-to-end services: subsidy application, loan support, installation, maintenance, and guaranteed long-term performance.
What happens after the loan is repaid?
Once your loan is cleared, your solar system continues to generate free electricity for the next 15–20 years, apart from small maintenance costs. This is where your maximum savings begin.
What documents are required to get a solar loan?
Typically, you will need:
- Aadhaar Card / PAN Card (ID proof)
- Address proof (Voter ID, Driving License, etc.)
- Latest electricity bill
- Income proof (salary slip, ITR, or bank statement)
Who can benefit from Zero Solar Investment?
- Homeowners wanting to cut their electricity bills.
- Businesses and industries with high power consumption.
- Schools, colleges, and hospitals aiming for green energy.
- Farmers installing solar pumps under government subsidy schemes.
Do I need to pay any upfront amount in Zero Solar Investment?
In most cases, you may pay a small initial down payment (around 20–30% of project cost after subsidy). The rest is financed through easy EMIs. In special cases, zero down payment options may also be available.